Savings Plans vs Reserved Instances on AWS

February 13, 2026 | AWS Cost Optimization FinOps

Compare flexibility, discount depth, and break-even.

Commitment Discounts: Two Paths to Save

AWS offers two commitment-based pricing models: Savings Plans and Reserved Instances (RIs). Both provide significant discounts (up to 72%) over On-Demand pricing, but they work differently. Choosing the right one depends on your workload flexibility and growth plans.

Key Differences

FeatureSavings PlansReserved Instances
Commitment$/hour spendSpecific instance type
FlexibilityAny instance family, region, OSLocked to instance type (Standard) or family (Convertible)
Max DiscountUp to 72%Up to 72%
Term1 or 3 years1 or 3 years
Applies ToEC2, Fargate, LambdaEC2 only
Best ForDynamic, growing workloadsStable, predictable workloads

When to Choose Savings Plans

  • You're migrating to Graviton or changing instance families
  • You use Fargate or Lambda alongside EC2
  • Your workload distribution changes across regions
  • You want simplicity — one commitment covers everything

When to Choose Reserved Instances

  • You have databases or stateful workloads on fixed instance types
  • You need capacity reservations (only RIs guarantee capacity)
  • You want to sell unused commitments on the RI Marketplace

Break-Even Analysis

Both options require you to commit for 1 or 3 years. The break-even point for a 1-year No Upfront commitment is typically around 7-8 months. If you expect to use the resources for at least that long, commitments make sense.

Our Recommendation

For most SMBs, we recommend a layered approach:

  1. Cover 60-70% of your baseline compute with Compute Savings Plans
  2. Add Reserved Instances for stable databases (RDS RIs)
  3. Use Spot for batch, CI/CD, and non-critical workloads
  4. Leave 10-20% as On-Demand for burst capacity

Eazy SaaS Tip: Use the AWS Cost Explorer "Savings Plans Recommendations" page. It analyzes your past 30-60 days of usage and suggests the optimal hourly commitment amount.